An end in sight to Impact Washing

An end in sight to Impact Washing

ImpactWash500 An end in sight to Impact Washing

A lack of clarity about how impact investments are managed has given rise to concerns about “impact washing”.

Sustainable investment, which encompasses impact investing, the integration of environmental, social and governance (ESG) criteria has long been poorly defined. The ambiguity has given asset managers scope to overstate their commitment, a practice known as impact washing. However, 2019 has seen a concerted effort to eradicate this practice.

Impact investing has been one of the fastest-growing sectors of asset management. Its popularity is often put down to the power of millennial investors, who have a special interest in social and environmental issues. But the appetite goes beyond this cohort. There has been a huge amount of attention and coverage of impact investing in the past two years. About $502bn in assets is currently dedicated to impact investing, according to the Global Impact Investing Network.

money-300x187 An end in sight to Impact WashingHowever, the lack of clarity about how impact investments are managed has given rise to concerns about “impact washing”, which affects the industry’s integrity. The 2018 Annual Impact Investor Survey reports that 80% of respondents believe that more transparency around impact investing strategies and results would help reduce the risks of impact washing. Politicians in the EU and individual countries want to crack down on this with a stronger definition of what constitutes sustainable investment. They wish to influence fund managers to disclose how they give consideration to ESG variables. The sector needs standards to include investment strategies that link intent to asset selection, and an impact measurement system that ensures accountability by establishing targets, monitoring of performance, and reporting of impact results.

World Bank latest to tackle ‘impact washing’

 Industry initiatives are proceeding to create greater transparency within socially responsible investments (SRI), ESG and impact investing. Most recently, the World Bank launched a set of principles aimed at creating market consensus around impact investing, supported by the likes of BNP Paribas Asset Management, Amundi, UBS, and Axa Investment Managers. The World Bank stated the rise of product launches claiming to be impact investments was confusing and often misleading for investors.

 The initiative requires asset managers to document the expected and actual impact of investment projects. The framework also proposes that asset managers should consider the achievement of impact investment targets along with financial performance metrics when awarding incentive payments to staff. Regular independent verification reports should be published to ensure the actions of impact investment managers remained consistent with the new standards.

 Unsubstantiated, opaque and incompatible approaches to measurement must be replaced if impact investing is to achieve its potential. We, at Finscoms, are currently working with a fund who in particular strive to bring further stability and confidence to the industry.An impact investment fund that delivers competitive ROI and financial security to investors with appropriate monitoring, assessment and financial evaluation.

BlogKMC-copy An end in sight to Impact Washing

For more information click here or contact us

 

 

 

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The Launch of an Innovative Water Security Fund Marks United Nations World Water Day

Waves

Thomas Schumann Capital & FARAD-Group* launch (March 22nd) the first global responsible investment fund to invest in public companies that embrace water security, exhibit social, environmental and financial responsibility. The Water Security Fund tracks the world’s first benchmark index, The Euro Water Risk Index, to price financial water risk in securities. Combined, both instruments are set out to encourage responsible water management within public companies. The Water Security Fund is the world’s first non-thematic fund to pursue UN Sustainable Development Goal #6.

Responsible Investors

Dripwide-1-300x188 Today’s investors aren’t just focused on profit, they want impact too. The Water Security Fund aims to capture and protect alpha, reduce volatility, create long-term capital appreciation, and social and environmental returns. Every security is exposed to financial water risk which until recently had no viable tool or methodology to assess and price this risk. More and more investors are trying to integrate water risks into their strategies but they are currently using limited data. The Euro Water Risk Index and the aligned Water Security Fund seek to bridge the gap. Ostensibly, the fund aims to address financial water risk and exemplary water stewardship in three ways:

1. by providing access to the investment opportunity represented by companies which embrace sustainable and responsible water management

2. by integrating ESG criteria in the investment process, water security is essential to guarantee the wellbeing of citizens and tackling climate change

3. by providing a means by which to measure and hedge against idiosyncratic financial water risk in portfolios.

By 2025, $145 Trillion assets under management will be either directly or indirectly exposed to financial water risk. Physical and financial water risks are the largest threats to people, planet and profit. All investors need to be made aware of this inherent risk factor.

UN World Water Day

This World Water Day, 22nd March, is about tackling the water crisis by addressing the reasons why so many people are being left behind. Sustainable Development Goal #6 lays out the mandate: water for all by 2030. The Water Security Fund launches March 22nd from Luxembourg on FARAD-Group‘s new GreenEthica Business Unit: the only B2B platform dedicated to sustainability. Open to subscription as of Q2-2019, the fund has the objective to outperform the EURO STOXX 50 by allocation of greater investment towards companies with the best ranking in the Euro Water Risk Index. Please contact [email protected] for more information.

* FARAD Group in 2017 received the B-Corporation certification which ranks it among the market reference points as Environmental, Social and Corporate Governance (ESG) standards.

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Smart Legal Contracts are the Inevitable Solution

Smart Legal Contracts are the Inevitable Solution

BlogSLC Smart Legal Contracts are the Inevitable Solution

Smart Legal Contracts have the capacity to revolutionise business practice

Smart legal contracts are legally binding contracts converted into computer code governing interactions between counterparts and other stakeholders. Consequences decided upon by the contractors will be self-executing when the defined conditions are fulfilled. This innovation will greatly improve business operations for example, large banks face between €4-5Billion in regulation and compliance related fees annually and smart legal contracts will drastically reduce this burden.

 Benefits

The smart legal contracts will remove the need for a third party to implement the contracted obligations, which will significantly reduce contractual costs. Alongside of that, the smart legal contracts will provide legal certainty for the parties as the language of code does not allow scope for ambiguity regarding interpretation of the terms. This will have added benefit to international contracts with variation of meanings in different languages, they will now be described in a computer language code instead.

Moreover, smart legal contracts reduce costs and risks by eliminating paper-based processes, enabling complete automation of many business functions. Regarding regulation and compliance, Smart legal contracts will also allow regulations to be incorporated into the computer code along with the contractual agreements to ensure compliance. Smart legal contracts can also integrate production instructions to drive, for example, 3D printers, creating a single computer protocol that governs a production process, compliant with the contract and regulation. 

Adoption

Companies that seek a superior position in the market, reduction of transaction costs and more security in the execution of contracts would be wise to explore the use of smart legal contracts. Best in class across many sectors now realise that this is the next level solution and investor interest is rising everyday.

check-form Smart Legal Contracts are the Inevitable Solution

Our client QPQ is one such company pioneering this technology. A spokesman for QPQ said, “The digital revolution has so far been about digitisation; making inefficient processes more efficient. Smart legal contracts are about digitalisation – completely removing those inefficiencies. Our on-going customer discovery programme shows that companies will save more than 9% of annual revenue using this technological breakthrough on our platforms.”

QPQ are developing an enterprise grade trade settlement and digital governance network of unparalleled efficiency, capacity and scalability fit for the 21st Century and beyond. Finscoms as a communication specialist is telling QPQ’s story to the investment community. Contact us to learn more about this opportunity.

                     [email protected]

                       +353 1295 3844

 

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QPQ and Finscoms Partnership Announcement

QPQ and Finscoms Partnership Announcement

Blue-Logo QPQ and Finscoms Partnership Announcement

We are delighted to announce the collaboration between QPQ and Finscoms.

Finscoms proudly promotes QPQ to our network and beyond. Finscoms are a specialist full services marketing agency working to help clients to tell their story and support them in their route to the investor. We work with some of the most exciting projects being advanced currently and QPQ ticks all of our required boxes.

check-form-150x150 QPQ and Finscoms Partnership AnnouncementQPQ are developing an enterprise grade trade settlement and digital governance network of unparalleled efficiency, capacity and scalability fit for the 21st Century and beyond. Trade related administrations costs companies about 10% of turnover. As a result, large companies can’t expand their businesses and small companies are disenfranchised completely by the costs. There is a USD1.6 trillion unmet demand for trade finance.

 

To help resolve these issues QPQ bring to market advanced RegTech Smart Legal Contracts (SLCs) via their patent pending operating governing code engine to:

  • enable fully digital frictionless trade between counter-parties
  • execute contractual terms automatically
  • provide direct reporting to regulators
  • provide direct automated payments of customs duties
  • automate offering, selection and payment of logistic providers contracts
  • allow regulators to issue regulation directly in machine executable code
  • provide the means to securely fractionalise assets and financial instruments
  • provide near instant settlement platform for markets in financial instruments
GregChewPR QPQ and Finscoms Partnership Announcement

“We believe that economic opportunity should be fair for all. This belief is central to QPQ and our technology can contribute substantially to its achievement.”

To learn more about QPQ click here

If you would like to get involved click here

Contact Information:

Edward Simpson, CEO Finscoms

[email protected]

+353 1295 3844

www.finscoms.com

 

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Thomas Schumann Capital named Water Risk Investment Adviser of the Year 2018

Thomas Schumann Capital named Water Risk Investment Adviser of the Year 2018

Water500 Thomas Schumann Capital named Water Risk Investment Adviser of the Year 2018

London Thomas Schumann Capital named Water Risk Investment Adviser of the Year 2018United Kingdom, December 6th, 2018

Wealth & Finance magazine have announced the winners of the Fund Awards 2018.

Thomas-Schumann-bio-pic-2-300x300 Thomas Schumann Capital named Water Risk Investment Adviser of the Year 2018

Thomas Schumann

Thomas Schumann Capital is the sponsor of Water Risk Index, world’s first benchmark index to price financial water risk in securities and Water Security Fund, world’s first fund to pursue UN Sustainable Development Goal #6. TSC serves 7 billion humans and $145 Trillion in global assets under management by 2025 through advancing a water-secure world. Today’s investors aren’t just focused on profit, they want impact too. TSC’s investment products aim to capture and protect alpha, reduce volatility, create long-term capital appreciation, and social and environmental returns.

As disposable income rises among many emerging and established economies worldwide, increasing numbers of individuals are exploring investment in funds to prolong the life of their hard-earned wealth. Therefore, service providers and fund managers are having to work even harder to provide their clients with the services they need and ensure that they remain competitive in this booming market. At Wealth & Finance International, we firmly believe that these firms, and the individuals driving them, should be recognised and rewarded for their hard work and diligence.

 

From pensions to ETFs, managers to service providers and everyone in between, the Fund Awards 2018 showcases the very best of the best from around the world and across this vital sector.

Discussing the outcome of the programme, Laura Hunter, Awards Coordinator commented: “This award programme acknowledges and rewards those who work tirelessly to provide their customers with the very highest standards of service and support in the funds market. I am proud to be able to highlight the success of this unique and deserving firms, and I would like to wish all of my winners the very best of luck for the future.”

Best Thomas Schumann Capital named Water Risk Investment Adviser of the Year 2018

To learn more about the deserving award winners and to gain insight into the working practices of the “best of the best”, please visit the Wealth & Finance website where you can access the winners supplement.

For more information about the fund please click here

About Wealth & Finance International

Wealth & Finance International is a monthly publication dedicated to delivering high quality informative and up-to-the-minute global business content. It is published by AI Global Media Ltd, a publishing house that has reinvigorated corporate finance news and reporting. Developed by a highly skilled team of writers, editors, business insiders and regional industry experts, Wealth & Finance International reports from every corner of the globe to give readers the inside track on the need-to-know news and issues affecting banking, finance, regulation, risk and wealth management in their region. www.wealthandfinance-news.com

About Thomas Schumann Capital

Thomas Schumann Capital (“TSC”) provides financial products and services to public, private and philanthropic capital to advance a water-secure world. TSC embraces social and environmental impact and responsibility, and financial outperformance. Thomas Schumann is a global thought leader and expert in the water and water investment space, specifically relating to water risk and water security. TSC is sponsor of Water Risk Index and Water Security Fund both of which operate in global equity markets. TSC also provides investors with access to proprietary, private water investment opportunities including water technology, wastewater and water infrastructure deals.

www.thomasschumann.com

If you are interested in getting involved please contact us

[email protected]

+353 1295 3844

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Real Estate Outlook: US Office and Retail Market Fundamentals

Real Estate Outlook: US Office and Retail Market Fundamentals

ICONSblog Real Estate Outlook: US Office and Retail Market Fundamentals
Finscoms_Logo_multi_small Real Estate Outlook: US Office and Retail Market Fundamentals

The key attribute in these markets is agility.

Finscoms takes a look at the US real estate outlook fundamentals with a focus on the Office and Retail market. Both markets remain bright despite cloudy forecasts in other real estate sub sectors. The key in these markets is often agility. Can you find a nimble and dynamic investment?

Office Market

Improving U.S. office market fundamentals should continue in 2019, but perhaps at a reduced pace due to higher completions and also the tight labour market’s impact on tenant demand. Older buildings that lack the amenities favoured by a modern workforce and the infrastructure to handle evolving technologies will most likely struggle, mostly in markets where large volumes of high-quality product are being provided. Adding to this, suburban submarkets that offer an array of housing choices coupled with urban amenities (retail and restaurant options, public transit and walkability) are well positioned to capture demand from the maturing millennials.

SubOffice Real Estate Outlook: US Office and Retail Market FundamentalsImproved business confidence in 2018 should support continued office-using employment growth in 2019. Unemployment will likely remain low next year.

The tech sector is set to remain the top occupier. This sector has been accountable for nearly 20% of major office leasing activity in recent years. In primary tech markets like the San Francisco Bay Area and Seattle, as well as emerging, lower-cost tech hubs like Charlotte and Phoenix, it should remain a principal demand driver in 2019. The tech sector is growing at about twice the rate of overall job growth, despite having slowed during the past few years. Several lagging sectors have boosted their shares of office leasing activity in 2018. This is a positive indicator of demand coming from a wider range of industries. Specifically, prospects for reduced financial industry regulation and oil price stabilization have fuelled optimism in the financial services and energy sectors, and markets with concentrations of these industries, such as New York and Houston, should benefit.

Retail Market

Consumer expectations, changing demographics, and omnichannel retailing will continue to restructure retail and its real estate environment in 2019. At the top of the US list for forecast rent growth are dynamic, high-population-growth and low- unemployment markets in the South and West, where demand will outpace supply.

KMCauthor Real Estate Outlook: US Office and Retail Market Fundamentals

“In 2019, it is anticipated many of these mid-range brands will focus on lower prices and discounting in a bid to retain customer share.

The consumer trend toward off-price and discount retail will most likely continue in 2019, with mid-range retailers seeking new ways to limit share losses to lower-priced players. Since the 2008 recession, greater consumer access to lower-priced goods has shifted consumer spending among all age groups toward lower-priced options.

Retail Real Estate Outlook: US Office and Retail Market FundamentalsThis is especially the case in key soft-goods categories like apparel and with the expansion of key discount and value retail brands. This has placed significant pricing pressures on retailers in the mid-price range, who struggle to compete with the quality and brand cachet of luxury brands and the value offered by low-price players. In 2019, it is anticipated many of these mid-range brands will focus on lower prices and discounting in a bid to retain customer share and adapt to new price expectations of consumers.

Strong rent growth is expected for some non-gateway markets like Atlanta, Houston, Nashville and Denver. These should see rent growth of at least 2.5% over the next five years, as demand outpaces supply. Successful redevelopment in the urban core and a rise in mixed-use projects in the suburbs, together with strong employment and population growth, make these markets especially attractive to investors. Major gateway markets like Washington, D.C. and Chicago, where demographic and demand growth are steady but less robust, are expected to see rents grow, but at a more moderate pace.

Finscoms is helping the investment community. For more about our client in the Real Estate industry within these markets and beyond – agile, nimble, and dynamic projects – click here.

To find out how to get involved please contact us.

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